Personal Loans

Compare personal loans starting at 6.99% APR

Borrow $1,000 to $100,000 from licensed U.S. lenders. Pre‑qualify in 2 minutes with no impact to your credit score.

Best Overall

Prime Lending Co.

4.9 customer rating

APR from: 6.99%
Amount: $5K–$50K
Term: 24–84 mo

No prepayment fee
Funds in 1 day
Soft credit check

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Fast Funding

Summit Financial

4.8 customer rating

APR from: 7.49%
Amount: $2K–$40K
Term: 12–60 mo

Same‑day approval
No origination fee
Autopay discount

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Large Loans

Northstar Credit

4.7 customer rating

APR from: 8.25%
Amount: $10K–$100K
Term: 36–84 mo

Up to $100K
Fixed rates
No collateral

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Beacon Personal

4.6 customer rating

APR from: 8.99%
Amount: $1K–$25K
Term: 12–48 mo

Fair credit OK
Quick decision
No hidden fees

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Cascade Loans

4.6 customer rating

APR from: 9.49%
Amount: $3K–$35K
Term: 24–60 mo

Joint applications
Mobile dashboard
Flexible terms

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MeridianOne

4.5 customer rating

APR from: 10.25%
Amount: $5K–$40K
Term: 24–72 mo

Co‑signer allowed
Direct deposit
U.S. based support

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APR shown is the lowest available. Your actual rate depends on creditworthiness, loan amount, term, and credit history. FinCheckSmart does not lend money. Examples are for illustration.