About Us
Helping Americans make smarter money decisions
FinCheckSmart is an independent financial marketplace, founded with one goal: bring transparency and clarity to consumer lending.
Our mission
To make consumer finance transparent, fair, and easy to understand — so every American can borrow with confidence and avoid costly mistakes.
Since 2018, FinCheckSmart has helped hundreds of thousands of consumers and small businesses compare lending options from licensed U.S. financial institutions.
We don't lend money ourselves. We're a marketplace — meaning we partner with vetted lenders to bring you transparent, side‑by‑side offers without bias or pressure.
Our editorial team is independent from our lending partners. Reviews, ratings, and educational content are written by financial journalists and reviewed by certified experts.
Independent
Editorial separate from lender partnerships.
Customer‑first
We answer to consumers, not lenders.
Vetted partners
Only licensed U.S. financial institutions.
Always improving
Rates and reviews refreshed daily.
Meet our editorial team
Financial journalists, certified planners, and credit specialists with decades of combined experience.
Rachel Hayes
Editor‑in‑Chief
Former senior personal finance editor with 12+ years covering consumer lending, credit, and household budgeting.
M.S. Journalism · 12+ years experience
Marcus Lee, CFP®
Lead Financial Reviewer
Certified Financial Planner with 15 years advising clients on debt management, credit, and small‑business financing.
Certified Financial Planner™
Priya Shah
Credit & Lending Writer
Investigative finance writer focused on lender transparency, APR disclosures, and consumer protection.
B.A. Economics · 8+ years experience